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07/30/2010 03:18 PM

 
Consumer News     Source: Federal Citizen Information Center (FCIC)

IRS Opens Dedicated Phone Line for Gulf Oil Spill Victims

The Internal Revenue Service today announced the opening of a special telephone line for taxpayers affected by the Gulf oil spill. Individuals who have questions about the BP payments or who are experiencing filing or payment hardships because of the oil spill should contact the IRS at 866-562-5227. The special services phone line will operate weekdays from 7 a.m. to 10 p.m. local time. In certain cases, the IRS can assist oil spill victims by suspending collection and examination actions. Taxpayers who need this assistance must request it. Others may decide to continue making payments because interest will continue to accrue on outstanding balances, even if some penalties are abated. Read more...

Where Oil Hits Shore, ‘Job Training' Scams Are Quick to Follow

Scroll through Craigslist in cities along the Florida's Panhandle and in Alabama, and dozens of ads appear with offers for expensive training guaranteed to net jobs cleaning up oil. Just as the earthquake in Haiti, Hurricane Katrina and other natural disasters prompted an outpouring of financial help, people looking for a quick profit have surfaced since oil began gushing after the Deepwater Horizon incident in April, preying on people who are unemployed, looking to make fast cash in the stock market or donate to the needy. Read more...

As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars

Burglars who break into your home this summer may be after more than your jewelry and electronic equipment - they may also steal your identity. As you prepare to leave on vacation, it is important to protect yourself against both a physical and a virtual break-in. Read more...

USDA Offers Summer Grilling Tips - Be Food Safe This Independence Day

USDA is reminding consumers that following safe food handling steps are the key to making your cookout safe and healthy for your guests and has four basic steps to help you Be Food Safe and declare independence from foodborne illness any time of year. Read more...

Seven Manufacturers Announce Recalls to Repair Cribs to Address Entrapment, Suffocation and Fall Hazards: Industry Launches New Initiative to Secure Drop Sides with Free Immobilization Devices

The Consumer Product Safety Commission (CPSC), with the cooperation of seven firms, announced voluntary recalls of more than two million cribs to address drop-side hazards and other hazards that affect the safety of young children. The recalling firms are providing consumers with free repair kits to immobilize the drop sides or other remedies. Do not attempt to fix these cribs with homemade remedies. The drop-side and fixed-side crib recalls announced today are of units manufactured between 2000 and 2009 Read more...

Entertainment Centers Recalled by American Signature Due to Fall Hazard

The recalled entertainment centers' shelves can detach and fall onto consumers when the entertainment centers are moved. The recalled entertainment centers with model names "Arts and Crafts", "Vineyard Manor", "Lake Cottage", "Studio One", "West Indies" and "Plantation Cove" were sold in various colors including dark brown, natural, black and white with fixed or adjustable shelves. Read more...

Kroger Recalls Select Containers of Deluxe Chocolate Paradise Ice Cream for Undeclared Allergen

The Kroger Co. said today it is recalling select containers of Kroger Deluxe Chocolate Paradise Ice Cream sold in 17 states because it may contain tree nuts not listed on the label. Customers should return the product to stores for a full refund or replacement. The product was sold in Kroger stores in Alabama, Arkansas, Georgia, Illinois, Indiana, Kentucky, Louisiana, Michigan, Mississippi, Missouri, North Carolina, Ohio, South Carolina, Tennessee, Texas, Virginia and West Virginia. Read more...

McNeil Consumer Healthcare Recalls Four Product Lots of Benadryl® Allergy Ultratab™ Tablets, 100 Count, and One Product Lot of Extra Strength Tylenol® Rapid Release Gels, 50 Count

McNeil Consumer Healthcare, Division of McNEIL-PPC, Inc., is recalling five product lots as an addition to the list of products included in the company’s January 15th, 2010 product recall. The additional lots involved are four product lots of BENADRYL® ALLERGY ULTRATAB™ TABLETS, 100 count, sold in the U.S.; and one product lot of EXTRA STRENGTH TYLENOL® Rapid Release Gels, 50 count sold in the U.S., Trinidad and Tobago, Bermuda, and Puerto Rico (FULL RECALLED PRODUCT LIST BELOW). This recall is a follow-up to the product recall that McNeil Consumer Healthcare announced on January 15th, 2010 and is being taken because the products were inadvertently omitted from the initial recall action. Read more...

Gulf Oil Spill Recovery: Tips for Donors and Volunteers

In the wake of any disaster, many reach for their checkbooks and donate money to aid and rescue organizations. The Better Business Bureau Wise Giving Alliance cautions, however, that the oil spill in the Gulf of Mexico is unlike previous disasters and offers specific advice to potential donors and volunteers. Read more...

DOT Proposes Additional Consumer Protections for Air Travelers

U.S. Transportation Secretary Ray LaHood today proposed new consumer protections for air travelers, building on the Department of Transportation’s recent rule banning carriers from subjecting passengers to long tarmac delays and other deceptive practices. "Airline passengers have rights and should be able to expect fair and reasonable treatment when they fly," U.S. Transportation Secretary Ray LaHood said. "With this rulemaking, we’re proposing to strengthen the consumer protections enacted last month and raise the bar for airlines when it comes to treating passengers fairly." Read more...

Are We There Yet? How to Drive Smarter This Summer

Memorial Day weekend marks the start of road trip season, when families all across the nation pack up their cars, trucks and SUVs and take off for destinations across the country. Why do they drive? To save money on airfare, airport parking and the stress of air travel, instead packing multiple family members into one over- cramped vehicle. But with gas prices reaching an average of nearly 60 cents more than this time last year, do the savings really add up? At the current national average of $2.86 per gallon of regular gasoline, budget-conscious consumers will want to take steps to avoid filling up more often than necessary. So whether you’re traveling to the Rocky Mountains or to the grocery store for some Rocky Road, heed these efficient driving tips to avoid that old seasonal affliction - pain at the pump. Read more...

Maytag Recalls Dishwashers Due to Fire Hazard

An electrical failure in the dishwasher’s heating element can pose a serious fire hazard. The recall includes Maytag®, Amana®, Jenn-Air®, Admiral®, Magic Chef®, Performa by Maytag® and Crosley® brand dishwashers with plastic tubs and certain serial numbers. The affected dishwashers were manufactured with black, bisque, white, silver and stainless steel front panels. The brand name is printed on the front of the dishwasher. The model and serial numbers are printed on a label located inside the plastic tub on a tag near the left side of the door opening. Read more...

HP Expands Recall of Notebook Computer Batteries Due to Fire Hazard

The recalled lithium-ion batteries can overheat, posing a fire and burn hazard to consumers. The recalled lithium-ion rechargeable batteries are used with various model series of HP and Compaq notebook computers. The chart below includes all notebook model numbers associated with batteries recalled to date. The computer model number is located at the top of the service label on the bottom of the notebook computer. Not all batteries matching the bar codes are being recalled. Read more...

Walmart Recalls General Electric Coffee Makers Due to Fire Hazard

The coffee maker can overheat, posing fire and burn hazards to consumers. This recall involves General Electric®-brand 12-cup coffee makers sold in white or black. The digital coffee maker has programmable functions and plastic housing. The GE logo is printed on the base of the coffee maker and the model number is printed on the bottom of the base. Read more...

What You Need to Know About Renting a Car

A little prep will help you hold off on paying extra charges and fees. Read on to her about what your credit card covers, if it gets complicated overseas, gas up on your own, and much more. Read more...

Children's Deaths Prompt Recall of Toy Dart Gun Sets Sold Exclusively at Family Dollar Stores

The U.S. Consumer Product Safety Commission (CPSC), in cooperation with Family Dollar Stores Inc., of Charlotte, N.C., is announcing the voluntary recall of 1.8 million toy dart gun sets, due to an aspiration hazard. If a child places the soft, pliable plastic toy dart in his/her mouth, the toy can be inhaled into the throat and prevent the child from breathing. The toy dart guns, imported by Henry Gordy International Inc., of Plainfield, N.J., were sold exclusively at Family Dollar stores. Family Dollar is working cooperatively with CPSC to announce this recall because Henry Gordy International has refused to recall the toy dart gun sets. The "Auto Fire" toy target set is sold with either an orange and yellow toy gun (item #P238) or a blue and yellow toy gun (item #9328), eight orange darts and a small target with numbers from 1 to 20. The gun's item number is located on one side of the handle in raised lettering. The soft plastic darts measure just over one inch in length and have a small suction cup at one end with a diameter of about ½ inch. The target board is black, yellow, red and green, and measures five inches in diameter. "Gordy Toy" for "Ages 8+" is printed on the packaging. Read more...

Step2 Recalls to Repair Riding Toys Due to Risk of Injury

A pin attaching to the yellow knob on the handle of the buggy can loosen, causing the handle to detach from the buggy. This poses a serious risk of injury to young children. The Step2® Push Around Buggy™ and Whisper Ride Buggy™ are ride-on toys. The buggy comes in various colors; such as, orange, red, blue, pink and green. The buggies have a red "Step2" logo on the handle of the buggy. Read more...

Ten Passwords You Should Never Use on Facebook - or Anywhere

Many people have had their Facebook account broken into by criminals, according to our latest report on consumer experiences on social networks. How do criminals break into a Facebook account? One way is to guess your password, so it’s important to always use a strong one that’s at least eight characters long, and includes numbers, symbols, and upper- and lower-case letters. Read more...

The 10 Most Common Travel Booking Mistakes

Even the savviest of travelers can always use a refresher course in travel booking, especially in light of travel's new realities, fees aplenty, confusing regulations, and endless fine print. Read on to see the 10 most common travel booking mistakes, and how to avoid them. Read more...

FDA Provides Consumer Advice Following Recall of Products for Infants and Children

McNeil Consumer Healthcare is implementing a voluntary recall of infant and children’s liquid products due to manufacturing deficiencies which may affect quality, purity or potency. Following McNeil’s recall announcement on Friday evening, the FDA is providing additional advice to consumers.The products include certain liquid infant’s and children’s Tylenol®, Motrin®, Zyrtec®, and Benadryl® products. Read more...

EPA Strengthens Requirements for Energy Star Labeled TVs

It just got harder for a TV to earn the U.S. Environmental Protection Agency’s Energy Star. Starting May 1, 2010, TVs that carry the government’s Energy Star label are, on average, 40 percent more efficient than conventional models. Available in stores nationwide, the new TVs will help consumers save even more energy and money, reduce greenhouse gas emissions, and still deliver all the features and performance quality they expect. Read more...

Klean Kanteen Recalls Water Bottle Spouts Due to Choking Hazard

The water bottle spouts can break or crack, posing a choking hazard to children and adults. The Sport Cap 2.0 water bottle spouts are made of black plastic and have an attachment loop. "Klean Kanteen" is stamped into the side of the cap. The water bottle spouts were sold at outdoor sports stores, including LLBean, and grocery and specialty stores nationwide, and on the Web at www.llbean.com from April 2009 through April 2010 for $5 for the spout and between $15 and $28 when sold with a stainless steel water bottle. Read more...

Airline Consumer Protection Rules Take Effect

Air travelers must no longer be subjected to lengthy tarmac delays on domestic flights and will enjoy additional consumer protections as a result of a new rule. Under the new rule, U.S. airlines operating domestic flights may not permit an aircraft to remain on the tarmac at large and medium hub airports for more than three hours without deplaning passengers, with exceptions allowed only for safety or security reasons or if air traffic control advises the pilot in command that returning to the terminal would disrupt airport operations. U.S. carriers operating international flights departing from or arriving in the United States must specify, in advance, their own time limits for deplaning passengers, with the same exceptions applicable. Carriers are required to provide adequate food and potable drinking water for passengers within two hours of the aircraft being delayed on the tarmac and to maintain operable lavatories and, if necessary, provide medical attention. Read more...

My-A & Co, Recalls Ground Black Pepper Double Golden Fish 3.5oz Jars Due to Salmonella Contamination

MY-A & CO. of Cheverly, MD is recalling its 3.5oz jars of Ground Black Pepper Double Golden Fish because they may be contaminated with Salmonella. The product comes in a 3.5oz plastic jar with no product codes on the jars. The recalled products were distributed in retail stores in 11 states, (GA, TX, IL, MD, VA, NC, OH, NY, MA, ME, FL). Read more...

Get Out! National Parks to Hold Fee-Free Week

It takes $25 per car before visitors driving into Grand Canyon National Park can enjoy its spectacular beauty, but the price of admission is going away -- for just a little while. The National Park Service is waiving entrance fees at all of its 392 parks for a week starting Saturday as part of its annual National Park Week celebration. Read more...

Steps to Help Keep Your Family Pet Safe and Healthy

April is Pet First Aid Awareness Month - and the American Red Cross reminds you to keep your family pet safe and healthy as we head into spring and summer. As the weather gets warmer, certain dangers for pets become more prevalent. Read more...

Facebook Launches New Safety Center

What can you do if someone has posted a photo of you on Facebook that you don’t like? These questions, among others, are addressed in Facebook’s newly redesigned Safety Center aimed at parents, educators, law enforcement officials and teens. Read more...

Precautionary Recall Issued for H-E-B French Onion Dip

H-E-B, committed to the safety of customers, is issuing a precautionary recall for H-E-B French Onion Dip. H-E-B is expanding the recall announced Thursday. In addition to the product with code dates of 4/15/2010 and 4/20/2010, new affected code dates are 4/23/2010 and 4/24/2010 in the 8 ounce, 16 ounce and 24 ounce sizes. The product is being recalled due to possible salmonella contamination. Only the French Onion flavor is impacted by this recall. Customers who purchased the affected product can return the product to the store for a full refund. No illnesses have been reported. Read more...

BBB Warns that iPad Scammers Are Already at Work

Even before the iPad was released to the public, scammers were busy devising ways to take advantage of early adopters. Better Business Bureau warns eager shoppers to stay away from offers to become a "tester" just to get a free iPad. Read more...

EPA Highlights Recycling Opportunities During National Cell Phone Recycling Week

The U.S. Environmental Protection Agency (EPA) is encouraging citizens to recycle their cell phones during the second annual National Cell Phone Recycling Week, April 5 - 11, 2010. This joint effort with the EPA’s Plug-In To eCycling program and leading cell phone manufacturers, retailers, and wireless service providers will increase awareness about the importance of cell phone recycling to save energy and conserve natural resources. Read more...

New Rules Go Into Effect to Protect Air Travelers

Complaints to Better Business Bureau about airlines have increased by more than 170 percent in the last five years. Good news is on the horizon, as BBB explains, new rules and regulations go into effect this month to provide better consumer protection for air travelers. Read more...

Bank Fraud? There's an App for That

With the increasing popularity and convenience of mobile-banking apps comes the risk of downloading and installing a fraudulent application that could steal your account information and, potentially, any other data stored on your mobile device. In other words, the next generation of phishing scams is about to explode, and it has the potential to do much more damage than earlier versions. Even more worrisome, fraudulent apps may be more difficult to spot than were the fake Web sites used by phishing scammers. An unusual Web address, or URL, could easily flag a Web site as fake, but that's not the case with smart-phone applications. And the Read more...

Scam Alert: Spring Cleaning, Dirty Tactics

Mailbox-filling handbills proliferate in the spring, promising low-ball prices to clean your carpets, air ducts and chimney. But will the people who send them deliver a bona fide spruce-up, or is their real intention to clean you out? Read more...

Infantino Recalls to Replace SlingRider Baby Slings

The U.S. Consumer Product Safety Commission (CPSC) and Health Canada (HC), in cooperation with Infantino LLC, of San Diego, Calif. are announcing a free replacement program for the Infantino "SlingRider" and "Wendy Bellissimo" infant slings. One million of these infant slings are being recalled in the United States and 15,000 are being recalled in Canada. CPSC advises consumers to immediately stop using these slings for infants younger than four months of age due to a risk of suffocation and contact Infantino for a free replacement product. The Infantino "SlingRider," is a soft fabric baby carrier with a padded shoulder strap that is worn by parents and caregivers to carry an infant weighing up to 20 lbs. "Infantino" is printed on the plastic slider located on the strap. "Infantino," "SlingRider" and the item number are printed on the instruction/warning label inside the baby sling carrier. "Wendy Bellissimo" branded sling carriers were sold exclusively at Babies "R" Us and have a sewn-in label on the inside of the sling strap that says in part "Wendy Bellissimo Media, Inc." and lists Item numbers 3937500H7 and 3937501H7. Infantino LLC sold the slings in the United States and Canada from January 2003 through March 2010 at Walmart, Burlington Coat Factory, Target, Babies "R" Us, BJ’s Wholesale, various baby and children’s stores and other retailers nationwide, and on the Web at Amazon.com, for between $25 and $30. Read more...

Beware of IRS’ 2010 'Dirty Dozen' Tax Scams

The Internal Revenue Service issued its 2010 "dirty dozen" list of tax scams, including schemes involving return preparer fraud, hiding income offshore and phishing. "Taxpayers should be wary of anyone peddling scams that seem too good to be true," IRS Commissioner Doug Shulman said. "The IRS fights fraud by pursuing taxpayers who hide income abroad and by ensuring taxpayers get competent, ethical service from qualified professionals at home in the U.S." Read more...

Look Out for These 4 Census Scams

The 2010 U.S. Census survey will be mailed to all U.S. residents in mid-March, opening the door to con artists who will use the program as an opportunity to swindle people out of their money and their identity. The Census questionnaire asks 10 questions, none involving personal financial information such as bank account or credit card numbers or your Social Security number. There have already been reports in parts of the country where people are being asked for financially sensitive information by people pretending to be census takers. Read more...

Flood Concerns Rise as Forecast Calls for Heavy East Coast Rainfall

Having flood insurance will be increasingly important this year as spring rain combines in many parts of the U.S. with the melting of record snowfall. Read more...

Coil Nailers Recalled by Hitachi Koki Due to Serious Injury Hazard

The nailers could have a faulty feeder that can allow nails to be ejected sideways, posing a serious injury hazard to the user or bystanders. The coil nailers are used to project nails into drywall, wood or other materials. The model number is NV83A2 and can be found on the body of the product. Only those units manufactured between October 2002 and September 2005 are included in this recall. The manufacturing date can be identified by the serial number engraved at the end of the handle, the first digit representing the month (1 for January, 2 for February, 3 for March, 4 for April, 5 for May, 6 for June, 7 for July, 8 for August, 9 for September, O for October, N for November and D for December) and the second digit representing the year (2 for 2002, 3 for 2003, 4 for 2004 and 5 for 2005). Read more...

Infant Deaths Prompt CPSC Warning About Sling Carriers for Babies

The U.S. Consumer Product Safety Commission (CPSC) is advising parents and caregivers to be cautious when using infant slings for babies younger than four months of age. Slings can pose two different types of suffocation hazards to babies. In the first few months of life, babies cannot control their heads because of weak neck muscles. The sling’s fabric can press against an infant’s nose and mouth, blocking the baby’s breathing and rapidly suffocating a baby within a minute or two. Additionally, where a sling keeps the infant in a curled position bending the chin toward the chest, the airways can be restricted, limiting the oxygen supply. The baby will not be able to cry for help and can slowly suffocate. Read more...

Time to Check Your Smoke Alarms

This weekend, March 13 and 14, we will all be setting our clocks to Daylight Saving Time. The time change is a good reminder to check your smoke alarms. Read more...

Spring Ahead to Prepare for Disasters

Daylight Savings Time in the United States starts on the second Sunday in March of each year and the Federal Emergency Management Agency encourages all Americans to use the change to daylight savings time to update emergency preparedness plans. For years, firefighters and safety professionals at every level have asked the public to change smoke alarm batteries throughout their homes, as they move their clocks ahead. According to FEMA Acting Regional Administrator Dennis Hunsinger, the March ritual of making homes safer from fire is also a great opportunity to review disaster response plans and restock disaster kits. Read more...

Risk of Strangulation Prompts Recall to Repair Roman Shades and Roll-Up Blinds by Meijer

Roll-up Blinds-Strangulations can occur if the lifting loops slide off the side of the blind and a child's neck becomes entangled on the free-standing loop or if a child places his/her neck between the lifting loop and the roll-up blind material. Roman Shades-Strangulations can occur when a child places his/her neck between the exposed inner cord and the fabric on the backside of the blind or when a child pulls the cord out and wraps it around his/her neck. This recall involves all Innovations and "At Home with Meijer" Roman shades and roll-up blinds. The Roman shades are made with fabric or bamboo and the Roll-up blinds with bamboo. A label reading "Innovation" or "At Home with Meijer" can be found under the headrail. Read more...

T. Marzetti Company Announces a Voluntary Recall of Dips Due to Possible Health Risk

T. Marzetti Company announced as a precautionary measure that it is voluntarily recalling certain production codes of T. Marzetti Veggie Dips, Oak Lake Chip Dips and Great Value Chip Dips because an ingredient used in the product has the potential to be contaminated with Salmonella. There have been no reports of illnesses associated with the identified products, and no other types, varieties of flavors of products are affected by this recall. Read more...

General Motors is Recalling Certain MY 2005-2010 Chevrolet Cobalt and MY 2007-2010 Pontiac G5 Vehicles Equipped with Electric Power Steering

The driver may experience a sudden loss of power steering assist that could occur at any time while driving. If power steering assist is lost, it would require greater driver effort at low vehicle speeds, increasing the risk of a crash. Read more...

Toyota to Provide Additional Services to New York Customers Affected by Recent Recalls

Toyota Motor Sales, U.S.A., Inc. announced that it would provide additional services for New York Toyota and Lexus customers who are affected by Toyota’s recent recalls. These services are available to Toyota and Lexus owners in New York affected by current recalls involving sticking accelerator pedals, floor mat pedal entrapment, anti-lock brake system software updates, and Tacoma front drive shaft inspection. These services are provided for customers concerned about driving their vehicle before the repair is completed. Read more...

Bristol Model and Martha Stewart Collection® Enameled Steel Tea Kettles Recalled Due to Burn Hazard

The handle on the tea kettle can come loose, posing a burn hazard to the consumer. This recall involves Copco and Wild Leaf Tea Co. Bristol model and Martha Stewart Collection® Enameled Steel Tea Kettles with enamel finishes in white, crème, blue, cobalt, sand, red and green. Read more...

FDA Drug Safety Communication: Product Confusion with Maalox Total Relief and Maalox Liquid Products

The U.S. Food and Drug Administration (FDA) has received five reports of serious medication errors involving consumers who used Maalox Total Relief, the upset stomach reliever and anti-diarrheal medication, by mistake, when they had intended to use one of the traditional Maalox liquid antacid products. Read more...

California Firm Expands Recall Of Beef Products Due To Possible Adulteration

Note: This recall release is being reissued to expand the January 18 recall to include approximately 4.9 million additional pounds of beef and veal products, and to correct net weights from 40 lbs. to 50 lbs. in five instances in the earlier release. Huntington Meat Packing Inc., a Montebello, Calif., establishment, is expanding its recall of January 18 to include approximately 4.9 million additional pounds of beef and veal products that were not produced in accordance with the company's food safety plan. The products are adulterated because the company made the products under insanitary conditions failing to take the steps it had determined were necessary to produce safe products Read more...

Toyota Announces Voluntary Recall on 8,000 2010 Model Year Tacoma 4WD Trucks to Inspect the Front Drive Shaft

Toyota Motor Sales (TMS), U.S.A., Inc, announced it will conduct a voluntary safety recall to inspect the front drive shaft on a small production run of certain 2010 model year Tacoma 4WD trucks. The front shaft in approximately 8,000 vehicles may include a component that contains cracks that developed during the manufacturing process. As those vehicles are used, the cracks may eventually lead to the separation of the drive shaft at the joint portion. Read more...

Trader Joe's Company Voluntarily Recalls Chocolate Chip Chewy Coated Granola Bars

Trader Joe's Company of Monrovia, California is voluntarily recalling Trader Joe’s Chocolate Chip Chewy Coated Granola Bars because it has the potential to be contaminated with Salmonella.The product involved in this recall was distributed at Trader Joe’s stores nationally and comes in a 7.4 oz box marked with Use by/Lot Codes 16JUL10H2 and 17JUL10H1 on the top of the box and stamped individually on the side of each granola bar. Read more...

Grandparents Across North America Fall Victim to Scammers Posing as their Grandchildren

Well-meaning senior citizens who think they are helping a grandchild in distress are becoming victims of another wave of the so-called "Grandparent Scam," warns Better Business Bureau. Read more...

Teach Your Kids How to Stay Safe on Social Networks

The popularity of social networking continues to grow among kids. Social networking sites can provide a secure way for kids to connect with each other, but they can also be exploited for any number of nefarious purposes. Better Business Bureau recommends parents take specific steps to keep their kids safe online. Read more...

Children’s Jackets with Drawstrings Recalled by GTM Sportswear Due to Strangulation Hazard

The children’s jackets have drawstrings through the hood which can pose a strangulation hazard to children. This recall involves children’s hooded nylon jackets in sizes XXS-XL (2T-16) and in various colors. "GTM Sportswear" is printed on a label sewn in the neck of the garments. Styles include Youth Medalist Jacket (YJA180), Youth Legacy Jacket (YJAPT01), Youth Eclipse Jacket (YLJA186), Youth Dominator Jacket (YJA3800), Youth Booster Jacket (YJA150), Youth Achiever Jacket (YJA161). Read more...

Toyota Announces Comprehensive Plan to Fix Accelerator Pedals on Recalled Vehicles and Ensure Customer Safety

Toyota Motor Sales (TMS) U.S.A., Inc., announced it will begin fixing accelerator pedals in recalled Toyota Division vehicles this week. Toyota’s engineers have developed and rigorously tested a solution that involves reinforcing the pedal assembly in a manner that eliminates the excess friction that has caused the pedals to stick in rare instances. Parts to reinforce the pedals are already being shipped for use by dealers, and dealer training is under way. Many Toyota dealers will work extended hours to complete the recall campaign as quickly and conveniently as possible, some even staying open 24 hours a day. The company has also taken the unprecedented action of stopping production of affected vehicles for the week of February 1. Read more...

Frequently Asked Questions For Sticking Accelerator Pedal Recall and Suspension of Sales

Toyota answers frequently asked questions about the sticking accelerator pedal recall and suspension of sales. Toyota’s accelerator pedal recall and suspension of sales is confined to the following Toyota Division vehicles:

  • 2009-2010 RAV4
  • 2009-2010 Corolla
  • 2009-2010 Matrix
  • 2005-2010 Avalon
  • Certain 2007-2010 Camry

No Lexus Division or Scion vehicles are affected by these actions. Also not affected are Toyota Prius, Tacoma, Sienna, Venza, Solara, Yaris, 4Runner, FJ Cruiser, Land Cruiser, Highlander hybrids and select Camry models, including all Camry hybrids, which will remain for sale. Read more...


Rhode Island Firm Recalls Italian Sausage Products Due to Possible Salmonella Contamination

Daniele International Inc., an establishment with operations in Pascoag and Mapleville, R.I., is recalling approximately 1,240,000 pounds of ready-to-eat (RTE) varieties of Italian sausage products, including salami/salame, in commerce and potentially available to customers in retail locations because they may be contaminated with Salmonella. Read more...

Toyota Temporarily Suspends Sales of Selected Vehicles

Toyota Motor Sales (TMS), U.S.A., Inc., announced that it is instructing Toyota dealers to temporarily suspend sales of eight models involved in the recall for sticking accelerator pedal, announced on January 21, 2010. Toyota announced it would recall approximately 2.3 million vehicles to correct sticking accelerator pedals on specific Toyota Division models. Toyota has investigated isolated reports of sticking accelerator pedal mechanisms in certain vehicles without the presence of floor mats. There is a possibility that certain accelerator pedal mechanisms may, in rare instances, mechanically stick in a partially depressed position or return slowly to the idle position. Read more...

Toyota is Recalling Certain Model Year Vehicles Due to Friction Lever Concerns

Due to the manner in which the friction lever interacts with the sliding surface of the accelerator pedal inside the pedal sensor assembly, the sliding surface of the lever may become smooth during vehicle operation. The accelerator pedal may become hard to depress, slow to return to idle, or, in the worst case, mechanically stuck in a partially depressed position, increasing the risk of a crash. Read more...

Graco Recalls Strollers Due to Fingertip Amputation and Laceration Hazards

The hinges on the stroller’s canopy pose a fingertip amputation and laceration hazard to the child when the consumer is opening or closing the canopy. This recall involves Graco Passage™, Alano™ and Spree™ Strollers and Travel Systems Read more...

Toting Carry-On Bags? Etiquette Will Take You a Long Way

As airlines keep hiking their checked-bag fees -- as Delta and Continental did recently -- there's more incentive than ever to schlep carry-on bags onto the plane with you. Go for it. Just don't be a jerk, follow a few simple etiquette rules, and everything should work out fine. Read more...

State Department Operations Center: Haiti Information

The State Department Operations Center has set up the following number for Americans seeking information about U.S. citizen family members in Haiti: 1-888-407-4747 (due to heavy volume, some callers may receive a recording). Read more...

Acer Recalls Notebook Computers Due to Burn Hazard

An internal microphone wire under the palm rest can short circuit and overheat. This poses a potential burn hazard to consumers. The recalled notebook computer models are the Acer AS3410, AS3410T, AS3810T, AS3810TG, AS3810TZ and AS3810TZG. The computer’s screen size is about 13.3 inches measured diagonally. Not all units are affected. Consumers should contact Acer to determine if their unit is included in the recall. The computers were sold at ABS Computer Technologies, D&H Distributing, Fry’s Electronics, Ingram Micro, Radio Shack, SED/American Express, Synnex Corporation, SYX Distribution, Tech Data Corporation and other retailers nationwide and Amazon.com from June 2009 through October 2009 for between $650 and $1,150. Read more...

Out of Work? The U.S. Census Bureau is Hiring Nationwide

The national unemployment rate is hovering around 10 percent, but the good news is that the upcoming 2010 Census will create hundreds of thousands of temporary, part-time jobs across the United States. Better Business Bureau offers the following advice on what it takes to work for the Census and tips on how to land a job. Read more...

TSA Statement on New Security Measures for International Flights to the U.S.

The Transportation Security Administration issued new security directives to all United States and international air carriers with inbound flights to the U.S. effective January 4, 2010. Because effective aviation security must begin beyond our borders, and as a result of extraordinary cooperation from our global aviation partners, TSA is mandating that every individual flying into the U.S. from anywhere in the world traveling from or through nations that are state sponsors of terrorism or other countries of interest will be required to go through enhanced screening. The directive also increases the use of enhanced screening technologies and mandates threat- based and random screening for passengers on U.S. bound international flights. Read more...

BBB’s Top Ten New Year’s Resolutions for a Consumer-Savvy 2010

The New Year is here and, because of the rough economy, it’s more important that ever to resolve to be a savvy consumer. Better Business Bureau offers the following ten New Year’s resolutions to fight scammers, prevent identity theft and save money in 2010. Read more...

Consumer Electronics Associaiton Offers Tips for Properly Recycling Electronics This Holiday Season

According to the Consumer Electronics Association (CEA)®, 80 percent of consumers will purchase new electronics this holiday season. As some old electronics are removed from homes to make room for the new, CEA offers tips to help consumers and businesses safely and effectively dispose of unwanted electronics. Read more...

Booster Ratings: 9 Best Bets & 6 Good Bets

New ratings from the Insurance Institute for Highway Safety take the guesswork out of selecting boosters most likely to provide good lap and shoulder belt fit in a range of vehicles. The Institute rates 9 belt- positioning boosters BEST BETS, and 6 are GOOD BETS out of 60 models examined in a new round of evaluations. Eleven boosters aren't recommended at all because they do such a poor job of fitting the belt. Fit is important because safety belts are designed with adults in mind, not kids. Boosters elevate children so belts will fit their small frames better to protect them in a crash. Read more...

CPSC Urges Caution with Heating as Winter Weather Arrives; Carbon Monoxide Deaths on the Rise

As families look for ways to save money in tough economic times, there is an increased risk of carbon monoxide (CO) poisonings and fire deaths associated with the use of alternative heating and power sources. The U. S. Consumer Product Safety Commission (CPSC) is urging consumers to check all home heating systems from fireplaces to furnaces, including any back-up power systems. Read more...

TSA Guidance for Passengers on Heightened Security Measures in Place Following Dec. 25 Incident

On Dec. 25, 2009, an individual on board Northwest Airlines Flight 253 set off a device and was subdued by passengers and crew. As a result of this incident, TSA has worked with airline and law enforcement authorities, as well as federal, state, local, and international partners to put additional security measures in place to ensure aviation security remains strong. Passengers traveling domestically and internationally to U.S. destinations may notice additional screening measures. Read more...

Parents Should Counsel Teens: No Texting While Driving

One in four American teenagers say they have texted while driving, and almost half say they have been a passenger while a driver was texting behind the wheel. As a result insurers are now more convinced than ever that parents need to take responsibility for counseling their teens on safe driving and making sure they have the right type and amount of insurance. Read more...

Infant Suffocation Deaths Prompt Recall of Amby Baby Motion Beds/Hammocks

The side-to-side shifting or tilting of the hammock can cause the infant to roll and become entrapped or wedged against the hammock’s fabric and/or mattress pad, resulting in a suffocation hazard. The Amby Baby Motion Bed consists of a steel frame and a fabric hammock which are connected by a large spring and metal crossbar. There is only one model of the hammock available which can be identified by a label sewn onto the hammock stating: "Amby - Babies Love It, Naturally." Read more...

Toyota Announces Details of Remedy to Address Potential Accelerator Pedal Entrapment

Toyota Motor Sales, U.S.A., Inc. (TMS) announced today details of the vehicle- based remedy to address the root cause of the potential risk for floor mat entrapment of accelerator pedals in certain Toyota and Lexus models. Toyota issued a consumer safety advisory on September 29 on this issue and has, as an interim measure, commenced the mailing of safety notices to certain Toyota and Lexus owners on October 30. The models involved are: 2007 to 2010 MY (model year) Camry, 2005 to 2010 MY Avalon, 2004 to 2009 MY Prius, 2005 to 2010 MY Tacoma, 2007 to 2010 MY Tundra, 2007 to 2010 MY ES350, 2006 to 2010 MY IS250, and 2006 to 2010 MY IS 350. Read more...

Evenflo Recalls Cake Toys on Children’s Activity Centers Due to Choking Hazard

The candle flame attached to the top of the cake toy can detach, posing a choking hazard to young children. This recall involves Evenflo ExerSaucer® 1-2-3 Tea for Me™ activity learning centers. The tea party themed toys have a two-tier cake that is light blue, dark pink and yellow. Models included in the recall are 6161834 and 6161920. The model numbers are printed on the packaging and on a label located on the underside of the base of the product. The recommended age for use of this product is 4 months to walking. Toys "R" Us and juvenile product stores nationwide from December 2007 through March 2009 for about $70. Read more...

Cybersafety Booklet for Parents and Kids Now Available

Net Cetera: Chatting with Kids About Being Online from the Federal Trade Commission tells parents and teachers what they need to know to talk to kids about issues like cyberbullying, sexting, mobile phone safety, and protecting the family computer. Talking to kids about these topics can help them avoid behaving rudely online; steer clear of inappropriate content like pornography, violence, or hate speech; and protect themselves from contact with bullies, predators, hackers, and scammers. Read more...

25-Point Checklist for New-Car Test-Drive

The better prepared you are for the initial car test-drive encounter, the more beneficial it will be. To help assure your new-car purchase is a match made in heaven, use this 25-point checklist to make sure you have all the bases covered. Read more...

Yahoo Launches Online Consumer Privacy Tool

Yahoo wants its users to know what it knows about them. The Internet company is rolling out an online tool that allows consumers to see - and edit - the personal profiles that Yahoo has compiled about them based on their Web browsing behavior. Those profiles are used to target Internet advertising. Read more...

Telephone Billing Scam: Expanded State Law Cracks Down on 'Cramming'

Cramming happens when a third-party provider responsible for billing customers on behalf of phone companies adds services, such as enhanced voice mail, without a customer's consent. Read more...

27 winners of 2010 Top Safety Pick Award; New Requirement to Win is Good Rating for Protection in Rollovers

Nineteen cars and 8 SUVs earn the Insurance Institute for Highway Safety's Top Safety Pick award for 2010. For the first time, good performance in a roof strength test to measure protection in a rollover is required to win. Top Safety Pick recognizes vehicles that do the best job of protecting people in front, side, rear, and now rollover crashes based on good ratings in Institute tests. Winners also must have electronic stability control, which research shows significantly reduces crash risk. baru is the only manufacturer with a winner in all 4 vehicle classes in which it competes. This automaker earns 5 awards for 2010. Ford and subsidiary Volvo have 6 winners, and Volkswagen/Audi has 5. Chrysler earns 4 awards, continuing a recent trend of improving the crashworthiness of its vehicles. Two new small cars, the Nissan Cube and Kia Soul, join the Top Safety Pick list for 2010. Read more...

Corrosion in Homes and Connections to Chinese Drywall

Results from a major indoor air study of 51 homes today along with initial reports from two studies of corrosion in homes with Chinese drywall, show a strong association between homes with the problem drywall and the levels of hydrogen sulfide in those homes and corrosion of metals in those homes. To date, CPSC has received more than 2000 reports from consumers and homeowners concerned about problem drywall in their homes. Homeowners who believe they may have problem drywall should immediately report to CPSC by calling 800-638-2772 or logging on to www.CPSC.gov. Hearing- or speech challenged individuals may access the phone number through TTY by calling the toll-free Federal Relay Service at 800-877-8339. Read more...

Infant Entrapment and Suffocation Prompts Stork Craft to Recall More Than 2.1 Million Drop-Side Cribs

The U.S. Consumer Product Safety Commission (CPSC), in cooperation with Stork Craft Manufacturing Inc., of British Columbia, Canada, today announced the voluntary recall of more than 2.1 million Stork Craft drop-side cribs, including about 147,000 Stork Craft drop-side cribs with the Fisher-Price logo. The recall involves approximately 1,213,000 units distributed in the United States and 968,000 units distributed in Canada. CPSC, Health Canada, and Stork Craft are aware of 110 incidents of drop-side detachment; 67 incidents occurred in the United States and 43 in Canada. The incidents include 15 entrapments; 12 in the U.S. and three in Canada. Four of the entrapments resulted in suffocation. This recall includes Stork Craft cribs with manufacturing and distribution dates between January 1993 and October 2009. This recall also includes Stork Craft cribs with the Fisher-Price logo that have manufacturing dates between October 1997 instruction sheet attached to the mattress support board. The firm’s insignia 'storkcraft baby' or 'storkling' is inscribed on the drop-side teething rail of some cribs. In Stork Craft cribs that contain the 'Fisher-Price' logo, this logo can be found on the crib’s teething rail, in the manufacturer’s instructions, on the assembly instruction sheet attached to the mattress support board, and on the end panels of the Twinkle-Twinkle and Crystal crib models. CPSC urges parents and caregivers to immediately stop using the recalled cribs, wait for the free repair kit, and do not attempt to fix the cribs without the kit. They should find an alternative, safe sleeping environment for their baby. Consumers should contact Stork Craft to receive a free repair kit that converts the drop-side on these cribs to a fixed side. Read more...

Don’t Fall Prey to Identity Thieves Over the Holidays

Identity theft claimed 10 million victims in 2008, a 22 percent increase over 2007. Better Business Bureau warns that the holiday season provides many new opportunities for identity thieves to ply their trade and offers the following advice on how to keep your identity safe and secure both online and off. Read more...

Holiday Mail for Heroes to Deliver Greetings to U.S. Military Members and Veterans

In this season of hope and giving, the American Red Cross and Pitney Bowes Inc. have joined forces again to invite the public to "send a touch of home" to United States service members and veterans across the country and abroad through the Holiday Mail for Heroes campaign. Now in its third year, the Holiday Mail for Heroes program provides Americans with the opportunity to extend holiday greetings and thanks to service members and veterans. Last year the program received more than 1.4 million cards for military men and women, their families and veterans. The public can participate in the campaign by sending holiday cards with personal messages to a special post office box from Monday, November 2 through Monday, December 7.

Preparing for a Safe and Easy Thanksgiving Dinner - One Day at a Time

Preparing Thanksgiving dinner can be a wonderful experience, yet daunting for those planning it. The goal is to have a safe and delicious turkey dinner, and if planned one day at a time, it can be a fun and memorable experience. Read more...

Pennsylvania Firm Recalls Cream of Mushroom Soup Product Due to Mislabeling and an Undeclared Allergen

Bay Valley Foods, LLC, a Pittsburgh, Pa. establishment, is recalling approximately 20,286 pounds of canned cream of mushroom soup because it was inadvertently mislabeled and may contain an undeclared allergen, egg. The soup products were produced on August 7, 2009, and were distributed to retail stores in Michigan, Ohio, Indiana, Illinois, and Kentucky. The following product is subject to recall: Cases containing 24 10.5-ounce cans of incorrectly labeled "Meijer Cream of Mushroom Reduced Sodium Condensed Soup." The product is marked with "BEST BY 08 07 11" that can be found on the bottom of the can and "51 P" inkjetted on the top. The soups may contain "Meijer Chicken Noodle Reduced Sodium Soup."

Adventure Playsets Recall to Repair Backyard Swing Sets Due to Fall Hazard

The plastic coated lumber on the horizontal ladder (monkey bar/swing beam) can weaken over time due to rotting of the whitewood (spruce, pine and fir species), resulting in a fall hazard. This recall involves wooden play sets with swings, slides and ladders. Each set has an overhead monkey bar ladder that acts as both the monkey bar and swing beam, and an end ladder coated with cranberry or green plastic. The instruction manual has the name "Adventure Playsets" and one of the following model numbers printed on the cover. The swing sets were sold at Walmart, Toys R Us, Academy Sports, Menards, and Mill stores nationwide, and online at Walmart.com, ToyRUs.com, Willygoat.com and through the DMSI catalog from January 2004 through December 2007 for between $300 and $600.

Survey Shows Consumers Misunderstand Gift Cards

A consumer survey commissioned by the Consumer Federation of America (CFA) revealed widespread misunderstanding of general purpose gift cards, also sometimes called bank or cash gift cards, and most of which are issued by Visa, Mastercard, or American Express. Only 33 percent of a representative sample of 1004 adult Americans know how much these cards cost to purchase, and only 54 percent are aware that 'six to twelve months after purchase, some of these gift cards charge a monthly fee.'

Share the Experience: Official Federal Recreation Lands Photo Contest

America's Federal Recreation Lands are special places that bring people together and leave visitors enriched. We invite you to get out and explore these places and share your experience by entering up to three photos into the Share the Experience Photo Contest.

New York Firm Recalls Fresh Ground Beef Products Due To Possible E. coli Contamination

Fairbank Farms, an Ashville, NY, establishment, is recalling approximately 545,699 pounds of fresh ground beef products that may be contaminated with E. coli O157:H7. The products were distributed by multiple retailers. Each package bears the establishment number 'EST. 492' inside the USDA mark of inspection or on the nutrition label. These products were packaged on September 15 and 16, 2009, and may have been labeled at the retail stores with a sell-by date from September 19 through 28, 2009.

Warning to Motorists: Fall Is Peak Season for Deer-Vehicle Collisions

Cars and deer can be a lethal combination. Deer migration and mating season generally runs from October through December, and causes a dramatic increase in the movement of the deer population. As a result, more deer-vehicle collisions occur in this period than at any other time of year, so drivers need to be especially cautious

Postal Service Goes Mobile

It’s a Post Office on your phone. Customer convenience and product access are the focus of expanding the most popular online services onto web-enabled mobile devices. Some of the most popular functions currently available on usps.com are now available on cell phones and other mobile devices. The new features include Track & Confirm, Post Office locator, and the most popular application, ZIP Code lookup. Any mobile user with web access will be able to log on to the Postal Service mobile site no matter where they are, without having to use a personal computer.

Idea Village Recalls Wireless Light Switches Due to Fire Hazard

The light switch receiver, which fits into the wall outlet, can overheat and pose a fire hazard to consumers. The Handy Switch is a white plastic wireless remote light switch with model number KS-080 printed on the back of the receiver. On the front of the receiver is a blue electroluminescent nightlight.

2010 Fuel Economy Guide - Save Money While Reducing Greenhouse Gas Emissions

The U.S. Environmental Protection Agency and the Department of Energy unveiled the 2010 Fuel Economy Guide, which gives consumers important information about estimated fuel costs and mileage standards for model year 2010 vehicles. Fuel-efficient models come in all types and sizes, so consumers can save thousands of dollars over a vehicle’s lifetime without sacrificing performance. Model year 2010 fuel economy leaders include a wide range of hybrid models, from compact cars to sport-utility vehicles.

[Blair Expands Recall To All Women’s Chenille Apparel Due to Burn Hazard; Additional Reported Deaths Prompt Re-Announcement of Robe Recall Untitled]

The U.S. Consumer Product Safety Commission (CPSC) and Blair LLC, of Warren, Pa., are expanding Blair’s voluntary recall of women’s full length chenille robes to include additional chenille robes and three other chenille products all manufactured by A-One Textile & Towel. CPSC and Blair also are re- announcing the earlier recall of women’s robes. Some of these products fail to meet the federal flammability standard and present a risk of serious burns to consumers if the garments are exposed to an open flame. Since announcing the recall in April 2009, Blair has received nine reports of deaths allegedly due to the originally recalled robes catching fire. Blair has received one report on one of the additional garments catching fire; no injuries have been reported. Products were sold via Blair catalogs and Web site, and Blair stores in Warren, Pa., Grove City, Pa., and Wilmington, Del., from July, 2000, through April, 2007.

Coby Electronics Recalls Rechargeable Batteries Sold with Portable DVD/CD/MP3 Players Due to Fire Hazard

The rechargeable batteries can overheat, posing a fire hazard to consumers. The recall involves Coby DVD/CD/MP3 players with an 8 ½ inch screen and product number TF-DVD- 8501. The rechargeable batteries sold with the DVD players have serial numbers that begin with "HY." The serial number can be found on a white sticker affixed to the battery. "Coby" is printed on the front cover and the product number is on the bottom of the unit.

Five Tips to Make Your Halloween Safe

Just because Halloween celebrates scary things doesn’t mean you want any safety scares of your own. With a little bit of planning and these five tips from the Federal Citizen Information Center, you can ensure your ghouls and goblins have a frightfully fun time this year.

  1. Look up your local trick-or-treating time and rules. (See if yours is listed on the USA.gov Halloween page: http://go.usa.gov/l3m). Then plot out a map of safe neighborhoods for trick-or-treating. Let older children take the map with them if they’re trick-or-treating on their own.
  2. Stick reflective tape on dark costumes—it will help drivers see you. And make sure your kids can see clearly. Face paint may work better than a mask when it comes to visibility. Read about applying face paint safely in the Federal Citizen Information Center’s FED-INFO Newsletter (http://go.usa.gov/l3p).
  3. Picka perfect pumpkin for carving. It should be sturdy, not soft, with a flat bottom so it doesn’t topple over. If you’re worried about carving accidents, encourage your kids to paint creative faces on their pumpkins instead.
  4. Consider using a glow stick or battery-powered lights instead of candles to light the way for trick-or-treating or in jack-o-lanterns, especially around little kids who could get burned or drapery that could catch fire.
  5. Screen candy before your kids eat it. Toss out anything with opened or damaged wrappers and homemade treats, unless you know the giver personally.

For more tips on having a safe, healthy and fun Halloween, visit USA.gov’s Halloween page (http://go.usa.gov/l3m) or check out the tips from our GovGab bloggers (http://go.usa.gov/l3y) on how to make the most of this spooky day.


U.S. Supports Monaco's Proposal to List Atlantic Bluefin Tuna on International Trade Endangered Species List

The United States has announced it will support a proposal submitted by the principality of Monaco to limit the excessive commercial fishing of the Atlantic bluefin tuna that has led to its precipitous decline in the last ten years.

New Labeling Initiative Shows Consumers What's in Their Cleaning Products

The Soap and Detergent Association has unveiled a new online fact sheet that briefs consumers on an industry initiative that will provide more information than ever before on cleaning products and their ingredients. The fact sheet summarizes the new initiative, which creates a uniform system for providing ingredient information to consumers in a meaningful and easy-to-understand way. Read more...

Teeth Whitening Products Sold Online Wipe Smile off Consumers’ Faces

Better Business Bureau is warning consumers to be extremely wary of pervasive online ads offering the promise of a whiter, brighter smile. BBB has received a recent onslaught of complaints from consumers who thought they were signing up for a free trial of teeth whitening products but were repeatedly billed for products and services they didn’t want.

Trove of Hotmail Passwords Posted Online

If you use Microsoft's free Hotmail service, it may be time to change your password: Microsoft said that several thousand Hotmail account credentials were posted online. Read more...

Scam Alert: 'Energy-Saving' Schemes

With billions in stimulus money being released for green energy programs, and millions of Americans eager to help the environment, scammers are trying to cash in. Among their ploys: scammers saying any energy efficient home improvement qualifies for a tax credit, scammers charging unnecessary paperwork fees, scammers posing as a utility company employee, a scammer trying to sell you pricey gadgets, and scammers claiming to be contractors just to name a few.

Candy and Fruit Flavored Cigarettes Now Illegal in United States

The U.S. Food and Drug Administration announced today a ban on cigarettes with flavors characterizing fruit, candy, or clove. The ban, authorized by the new Family Smoking Prevention and Tobacco Control Act, is part of a national effort by the FDA to reduce smoking in America.

Children’s Animal Masks and Pendants Recalled by Team Work Trading Due to Risk of Lead Exposure

The recalled children’s animal masks and pendants contain high levels of lead. This recall involves a children’s animal mask and four styles of metal pendants. The mask resembles the face of a cat. The pendants have various animated symbols including a dog tag with fire symbol (Bleach), knife and lion symbol (Final Fantasy), Mickey Mouse symbol (Kingdom of Hearts), and a burning sun symbol (Naruto). The pendants were sold with silver-colored chains.

FDA Approves Vaccines for 2009 H1N1 Influenza Virus

The U.S. Food and Drug Administration announced that it has approved four vaccines against the 2009 H1N1 influenza virus. The vaccines will be distributed nationally after the initial lots become available, which is expected within the next four weeks. People with severe or life-threatening allergies to chicken eggs, or to any other substance in the vaccine, should not be vaccinated.

USDA and HHS Unveil New Food Safety Consumer Web Site

USDA and HHS unveiled a new consumer Web site at www.foodsafety.gov. The site is designed to help consumers and families get all the latest information on food safety and food recalls in one convenient place. The new site features information from all the agencies across the federal government that deal with critical food and food safety information, including preventive tips about how to handle food safely, alerts on life-saving food recalls, and the latest news from the key agencies. www.foodsafety.gov provides consumers with one easy place to sign up to receive email and RSS alerts on recalled or potentially unsafe food, as well as get information from the top scientific experts across the government on food safety

Smithsonian Journeys and CET Offer Study Abroad Program for High School Students in Summer 2010

Smithsonian Journeys, renowned for top-quality educational travel for 40 years, and CET Academic Programs, known for its excellent college study abroad programs, introduce a new international language-immersion program created specifically for high school students.

Before you buy -- tips for making smart consumer choices

Being a smart consumer in a world with so many products and services can be somewhat daunting. With so many options available, it is easy to get overwhelmed with major purchase decisions- from the initial research, visiting stores to look at actual products, and then deciding which item to purchase, there are a lot of factors to consider.

BBB Advice on the Basics of Creating an Estate Plan

Estate planning isn’t only for the wealthy, nor is it a topic people enjoy thinking about. However, Better Business Bureau advises consumers that if they own something of value they would like to pass on to family or loved ones at their death, they should create an estate plan.

Educate Yourself Before Buying Extended Warranty

Manufacturers and retailers often suggest that paying extra for an extended warranty is buying peace of mind. But many consumer experts and shoppers say that's certainly not always the case. Read on for four things to remember about extended warranties and service contracts.

Watch out for Cash for Clunkers Scams

In some cases dealers are requiring buyers to sign contracts obligating them to repay the program's $3,500 or $4,500 rebate if the government denies the claim -- despite a federal advisory stating that customers are not required to sign such agreements.

Social Networking Sites: A Parent's Guide

The guide urges parents and kids to talk about the risks involved in using social networking sites and offers tips for using them safely. Includes resources for more information.

Wii™ Battery Recharge Stations Recalled by Griffin International Due to Burn and Fire Hazards

The battery pack can overheat, posing a burn or fire hazard to the consumer. The Wii 4-Dock Recharge Station includes a white docking station with four recharge stations and a four rechargeable battery pack. Brand names are on the front of the packaging and the model numbers, Psyclone (PSE6501) and React (RT530), can be found on the bottom side of the product.

Off-Roading With Safety

Summer is here and that means off-road riding is in high season in many communities. As side-by-side recreational off-highway vehicles (ROVs) continue to gain in popularity, so does the number of reports to the U.S. Consumer Product Safety Commission of injuries and deaths involving these vehicles. Even though ROVs have a roll cage and seat belts, CPSC urges all riders and passengers to remain vigilant about safety before hitting the trails and while off-roading.

Ten Tips to Trim Car Costs

With gas prices zooming up and down like a roller coaster and financial cutbacks continuing, many drivers are looking for ways to save.

Travel Scams to Avoid

How to avoid resort fees, ID theft, and more.

Boat Owners Need Proper Insurance Protection Prior to Setting Sail

With the summer season in full swing, recreational boat owners need to assess whether they have adequate insurance coverage before hitting the high seas. Standard boat policies typically cover damages resulting from a collision, fire or lightning.

Five Tax Facts About Summertime Child Care Expenses

Many parents who work or are looking for work must arrange for care of their children under 13 years of age during the school vacation. The Child and Dependent Care Credit is available for expenses incurred during the lazy hazy days of summer and throughout the rest of the year.

National Consumers League Warns Senate of Recession-Fueled Fraud

The National Consumers League (NCL) said that frauds linked to the bad economy are on the rise. NCL warned that consumers’ thinly-stretched pocketbooks have increased their vulnerability to fraudsters offering promises of extra income. The consumer group warned that nearly one in three consumers could be at risk for fraudulent work-at-home schemes and that fake check complaints involving phony sweepstakes and bogus "mystery shopper" jobs continue to increase.

Kolcraft Recalls 1 Million Play Yards Due to Fall Hazard

The play yard’s side rail can fail to latch properly and when a child pushes against the rail it can unlatch unexpectedly, posing a fall hazard to children. This recall involves the Kolcraft Travelin’ Tot play yards, as well as other similar play yards manufactured for Carter’s, Sesame Street, Jeep, Contours, Care Bare and Eric Carle, with model numbers listed below.

Katrina/Rita Transitional Assistance Program Set to Close Out in August

The U.S. Department of Housing and Urban Development (HUD) is urging families still receiving Katrina/Rita transitional housing assistance to contact HUD to ensure that they are considered for rental vouchers, which are not time limited. A toll-free number, 1-800-955-2232, has been set up to make the process as easy as possible.

CPSC Urges Consumers to Check Their Homes for Numerous Simplicity Nursery Product Recalls

SFCA Inc., the Reading, Pa.-based company that purchased the assets of juvenile product manufacturer Simplicity Inc. after foreclosure, appears to no longer be conducting day to day operations. SFCA Inc. is no longer answering phone calls, responding to e-mails from consumers, or providing repair kits to fix hundreds of thousands of defective cribs. At least 13 children have tragically died in recalled Simplicity cribs and bassinets.

BBB Warns Against Twitter Money-Making Schemes

Through Tweets, e-mail and web sites, job hunters are being told that they can make lots of money from the comfort of home using Twitter and Better Business Bureau warns that the large print for such offers may promise big returns but the fine print can cost them every month.

National Parks Offer Free Admission this Weekend

A walk in the park is free this weekend! Everyone is invited to national parks across the country for the second of three free admission summer weekends. All 391 national parks will offer free admission this Saturday and Sunday, July 18 and 19, and again on August 15-16.

U.S. Education Department Announces Relief for Federal Student Loan Borrowers

Starting July 1, a new repayment option is available that makes monthly payments more affordable for Americans with heavy federal student loan burdens. The new Income-Based Repayment (IBR) plan protects borrowers by linking payments to income and family size.

Online Auction Fraud: Don't Let It Happen To You

Computers, sports memorabilia, rare coins, designer fashions, and even cars. These are just a few of the items offered for sale every day on legitimate online auction sites. They’re also just a small sample of the items used to lure unsuspecting victims into online auction fraud schemes.

Use Caution When Buying Michael Jackson Memorabilia

Immediately following the announcement of Michael Jackson’s sudden death, enterprising individuals began selling memorabilia online to take advantage of the increased demand. Better Business Bureau warns that the value of most memorabilia and commemorative items being sold is sentimental and the currently inflated prices for many items will drop over time.

Aqua-Leisure Industries Recalls Inflatable Baby Floats Due to Drowning Hazard

The leg straps in the seat of the float can tear, causing children to unexpectedly fall into or under the water, posing a risk of drowning. The recalled inflatable baby floats were sold in a variety of styles and colors.

Keeping food safe

Learn how Listeria can grow on ready-to-eat foods, even if you keep them in the fridge

National Kick-Off of the Department of Education's Summer Reading Initiative: "Read to the Top!"

The Education Department's summer reading campaign--"Read to the Top!" began on June 23rd. The initiative is in response to President Obama's "United We Serve" national volunteer campaign that calls for all Americans to serve in their communities over the summer.

What to do When You Can't Pay a Student Loan

The jobless economy is taking a toll on a growing number of college grads who are behind on their student loans. Nearly 7 percent of student loans for fiscal year 2007 are expected to default, involving more than 231,000 borrowers, according to the U.S. Department of Education.

First Drug to Treat Cancer in Dogs Approved

The U.S. Food and Drug Administration announced the approval of Palladia (toceranib phosphate), the first drug developed specifically for the treatment of cancer in dogs. Palladia is approved to treat canine cutaneous (skin-based) mast cell tumors, a type of cancer responsible for about 1 out of 5 cases of canine skin tumors.

National Park Service Will Waive Fees on Three Summer Weekends to Increase Tourism, Boost Economy

The Department of the Interior announced that the National Park Service will offer three fee-free weekends this summer to encourage Americans seeking affordable vacations to visit these national treasures.

Good Credit Score Not Good Enough Anymore

With historically low rates, many homeowners are watching closely for the right time to refinance their mortgages. Those with good credit may well recall being showered with praise by a mortgage broker during the initial purchase for that solid credit score.That was then. This is now.

Consumer Health Information Updates     Source: Food and Drug Administration (FDA)

Keep Kids, Pets Away From Skin Sprayed With Evamist

FDA advises that children and pets be kept from making contact with skin where Evamist has been applied.

Combating Misuse and Abuse of Prescription Drugs: Q&A with Michael Klein, Ph.D.

The director of the Food and Drug Administration (FDA) Controlled Substance Staff talks about the causes and prevalence of misuse and abuse of prescription drugs, and what government agencies such as FDA are doing to prevent it.

FDA Cautions Against Using Unapproved IUDs

FDA says U.S. women who unknowingly had unapproved IUDs inserted could end up with an unplanned pregnancy.

Stolen Inhalers Pose Risk

As seasonal allergies have some asthma sufferers reaching for inhalers, FDA issues warning on stolen medicine.

Using Malaria Medication for Leg Cramps is Risky

Life-threatening side effects have been reported with the use of a malaria drug to treat leg cramps.

July 13 Webinar—FDA’s Safety Monitoring of Approved Vaccines

On Tuesday, July 13, 2010, FDA will host an online session and invite questions from the public on the agency’s role in vaccine safety.

FDA's MedWatch Safety Alerts: June 2010

FDA warns about potentially dangerous products sold online including an instant coffee and a phony flu treatment. Other alerts include an overdose risk with vitamin D supplements for infants, a recall of some Benadryl and Tylenol products, and new recommendations for using inhaled asthma drugs safely.

Bottled Water Everywhere: Keeping it Safe

Consumers drink billions of gallons of bottled water each year. Find out about FDA's role in ensuring that bottled water products are safe.

Magic Power Coffee: Potentially Dangerous—Not Magical

Magic Power Coffee, an instant coffee marketed as a dietary supplement for sexual enhancement, can cause dangerously low blood pressure.

FDA Sounds Alarm on Phony Tamiflu

As consumers look ahead to the fall flu season, the FDA issued a warning that unapproved Tamiflu being sold by illegal, Internet drugstores is a hot commodity—and a significant health risk.

Infant Overdose Risk With Liquid Vitamin D

FDA is warning that some liquid Vitamin D supplement products are sold with droppers that could accidentally allow harmful amounts of the vitamin to be given to infants.

Barbecue Basics: Tips to Prevent Foodborne Illness

Outdoor barbecues are a great summer treat, but they also present a food safety challenge. Here are some food safety precautions for eating outdoors.

Sun Safety: Save Your Skin (video)

In this Consumer Update video, FDA Dermatologist Jane Liedtka, M.D., and FDA Opthamologist Wiley Chambers, M.D., provide tips on protecting yourself from harmful exposure to the sun’s UV rays—including avoiding exposure, applying sunscreens, and wearing proper eye protection.

FDA's MedWatch Safety Alerts: May 2010

FDA has issued recent safety alerts on a potentially poisonous “medicated” oil, a dietary supplement that can cause lead poisoning, and several prescription and over-the-counter drugs.

Weight-Loss Drugs and Risk of Liver Failure

People who take Xenical or Alli need to be aware of the rare occurrence of severe liver injury reported in some individuals who take these weight-loss drugs.

Possible Increased Risk of Bone Fractures With Certain Antacid Drugs

Certain medications for heartburn, acid reflux, and ulcers carry a possible increased risk of fractures of the hip, wrist, and spine. Find out the names of these drugs and what you should do if you take them.

Drugs.com Furthers Reach of FDA Consumer Health Information

FDA and Drugs.com have partnered to further expand consumers' access to the FDA's timely and reliable health information.

Indoor Tanning: The Risk of Ultraviolet Radiation (video)

There’s no such thing as a safe tan. Whether from the sun or from sunlamps used in tanning equipment, ultraviolet rays pose a health risk.

Upcoming Webinar on Wednesday, May 26, 2010—Indoor Tanning: Risks of Ultraviolet Radiation

On Wednesday, May 26, 2010, FDA experts will host a 30-minute online session and invite questions from the public on the risks of using tanning beds and other tanning devices.

No Evidence Linking Cell Phone Use to Risk of Brain Tumors

The Food and Drug Administration (FDA) says that available scientific evidence—including World Health Organization findings just released—shows no increased health risk due to cell phone use.

Money News From Pueblo     Source: Federal Citizen Information Center (FCIC)

New Overdraft Rules for Debit and ATM Cards

On July 1st new rules went into effect concerning overdrafts on your debit or ATM cards. You now get to choose in advance what happens when you make a charge on your debit or ATM card and don’t have enough money in your account to pay for it. Read more...

4 Tips to Protect You From ATM Thieves

ATMs are under siege more than ever from skimming. Skimming, where ATM thieves steal your PIN and account number using remote devices, is increasing dramatically. Often done by sophisticated crime rings from the Eastern bloc countries, ATM skimming is becoming a high-tech art that's hard to detect. Read more...

IRS Provides Tax Help, Guidance to Gulf Oil Spill Victims; Special Assistance Day Planned for July 17

To help people in the Gulf Coast area dealing with tax issues, the IRS announced a special assistance day on July 17 in seven cities. Taxpayers and tax preparers will be able to work directly with IRS employees to resolve tax issues, including specific topics related to the oil spill. The IRS will hold the Gulf Coast Assistance Day in four states: * Alabama: Mobile * Florida: Panama City and Pensacola * Louisiana: New Orleans, Houma and Baton Rouge * Mississippi: Gulfport Read more...

Federal Reserve Announces Final Rules to Protect Credit Card Users from Certain Practices

The Federal Reserve Board approved a final rule to protect credit card users from unreasonable late payment and other penalty fees and to require credit card issuers to reconsider interest rate increases imposed since the beginning of last year. The new rules require that late payment and other penalty fees be assessed in a way that is fairer and generally less costly for consumers. The provisions of the Act addressed in this rule will generally go into effect on August 22, 2010. Read more...

Latest Airline Fee? Early Boarding

Do you like to be one of the first people to board a plane, avoiding crowded aisles and getting your pick of overhead bin space? There's a fee for that. Read more...

Tips for Putting that Graduation Money to Good Use

For most teens, the surge of cash they receive to commemorate their graduation achievement will be the largest amount of money they’ve ever had to manage. But that diploma doesn’t necessarily mean they have the answers to pass this financial test. Read more...

Hurricane and Windstorm Deductibles

During the Atlantic hurricane season, which lasts from June to November, every coastal state from Florida to Maine could potentially be hit by a storm. Increasing development along the coastal areas of these states has put more and more homes at risk of severe windstorm damage. To limit their exposure to catastrophic losses from natural disasters, many insurers in these states are selling homeowners insurance policies with percentage deductibles for storm damage instead of the traditional dollar deductibles, which are used for other types of losses such as fire damage and theft. Read more...

Money in the Bank: Help Your Child Manage Finances Responsibly

The 3.3 million students projected to graduate from high school this year might feel they are ready to attend college or enter the work force. But those students’ diplomas don’t guarantee that they are prepared financially for their new ventures. Summer is the perfect time for parents to talk to their children about handling personal finances before they start their own lives. But the clock is ticking. Here are some tips for covering banking basics with your child before he or she leaves the nest. Read more...

10 Behaviors That Hurt Your Credit Score

Do you know the top 10 financial behaviors that can hurt your credit score? It turns out that most people don’t, especially parents. According to a new survey by ING Direct, only five parents out of 1,042 could correctly identify the following behaviors as damaging to credit scores. Read more...

Tips for Watching Your Credit Report

As we recover from a mass of faulty loans, and the credit market continues to tighten, it’s more important than ever to keep an eye on your credit report. If you don’t, and anyone accesses your credit--for a home, car, a job, or even your insurance--you may face an unpleasant surprise and be denied or pay unnecessarily steep interest rates. By that time, it’s too late. It takes months to correct errors or improve poor credit. The time to take action is well before you expect to need to draw upon your credit. How can you stay ahead of the game and protect yourself? Read more...

Five Money Lessons for New College Graduates

Many college graduates do not have a clue about how to manage their money. Instead, it's more likely they will use credit cards like cash, take on an auto loan they can't afford or blow their first few paychecks at the mall. However, that doesn't have to be the case. Instead, money experts offer five tips to help keep new college graduates out of financial trouble. Read more...

FTC to Mail Out $6 Million in Refunds to Consumers Who Bought Deceptively Advertised Weight-loss Supplements from QVC

Starting April 30, an administrator working for the Federal Trade Commission will mail more than 140,000 refund checks totaling about $6 million to consumers who bought certain "For Women Only" brand dietary supplements from TV home shopping channel QVC, Inc. Last year, QVC settled charges that it violated a 2000 FTC order by falsely claiming that the supplements would cause consumers to lose substantial amounts of weight and would allow them to eat fatty and high-carbohydrate foods without increasing their body fat. QVC was required to pay $6 million for consumer refunds as the result of a settlement agreement approved by the court in March 2009. Read more...

BBB Warns that Insurance Scams Are Flourishing in Current Economy

In the midst of a tight economy and in the wake of the new national healthcare reform bill, State and Federal regulators are warning about a surge in healthcare-related scams. Better Business Bureau advises consumers to do their research before signing up for insurance coverage because their personal and financial health is on the line. Read more...

Complaints to BBB Against Debt Settlement Companies On the Rise

Better Business Bureau is warning financially troubled families to beware of misleading debt settlement companies that claim they can easily reduce or eliminate credit card debt. Since the start of the recession, BBB has received more than 3,500 complaints from individuals, including many who paid hundreds of dollars in upfront fees to debt settlement companies but only fell deeper into debt. Read more...

5 Cost-Saving Tips for Moving Time

5 tips you might not have thought of that could save you money and hassle while trying to move. Read more...

Can’t Make the April 15 Filing Deadline? Get an Extension with Free File

Taxpayers who need extra time to file their federal returns this year can file the Form 4868 request for an automatic extension through IRS Free File. The extension gives you an additional six months, until Oct. 15, to file the tax return. Read more...

IRS Payment Options Include E-pay, Credit Card, Installment

The Internal Revenue Service reminds taxpayers to pay all taxes due by the April 15 deadline to avoid interest and failure-to-pay penalties. Read more...

BBB Travel Tips: Vacation Rentals for the Budget-Traveler

Vacation rentals can be a great way to save money when traveling on a tight budget and many travelers are foregoing the mint on the pillow experience for more reasonable and less cushy accommodations. Better Business Bureau advises vacationers to do their research before booking rentals because sometimes the properties are not as advertised. Read more...

Taxpayers Beware: Protect Personal Information When Filing Taxes

Tax season is the one time of year when nearly every American divulges personal information about his or her financial life to outsiders. Although services such as electronic filing and refund anticipation loans are convenient if you’re busy or need quick access to your refund, be aware that this creates optimal conditions for people to take advantage of you. Read more...

Filing an Insurance Claim? Six Steps to Make it Easy and Stress-Free

Late winter storms across the U.S. have resulted in significant property damage to homes, cars and businesses; however, knowing how the claims process works is an effective way to make the most of your insurance dollar. Read more...

Taxpayers Take Notice: New Tax Breaks Offer Savings

Looking for extra credit? New and extended tax credits for 2009 give taxpayers more opportunities to save on their tax bills - if they qualify. From credits for higher education and car purchases to home-related savings, here’s a rundown of what’s new for your 2009 return. Read more...

Use Your Refund to Patch Holes in Your Financial Life

What’s the best way to handle a big tax refund from Uncle Sam? Avoid one altogether. Qualifying for a tax refund means you’ve overpaid the federal government in taxes for the previous tax year. With each paycheck, too much of your hard-earned money was withheld for federal taxes and not enough cash made it home to your wallet. That means the federal government got an interest-free loan courtesy of you, while you had to get by on smaller-than-necessary paychecks throughout the year. To tip the scales the other way, adjust your federal tax withholding so the money taken out of your paychecks more closely matches your federal tax obligation. Read more...

IRS Outlines Additional Steps to Assist Unemployed Taxpayers and Others

The Internal Revenue Service today announced several additional steps it is taking this tax season to help people having difficulties meeting their tax obligations because of unemployment or other financial problems. Read more...

Consumer Alternatives for Receiving Income Tax Refunds

Learn some of the alternatives that taxpayers have for receiving their income tax refunds. Read more...

BBB Warns Against Deceitful Online Payday Lenders

Better Business Bureau is warning cash-strapped families to beware of some online payday lenders that claim they are not beholden to state or federal laws regarding licensing requirements, debt collection practices or caps on interest rates. Read more...

FTC Amends Free Credit Reports Rule To Help Consumers Steer Clear of ‘Free’ Offers that Cost Money

Starting April 1, advertising for "free credit reports" will require new disclosures to help consumers avoid confusing "free" offers - which often require consumers to spend money on credit monitoring or other products or services - with the no-strings-attached credit reports available at AnnualCreditReport.com, or 877- 322-8228. Read more...

Consumers Should Take Action to Maximize Benefits of CARD Act

The clock is ticking toward implementation of the Credit Card Accountability Responsibility and Disclosure Act of 2009, commonly referred to as the CARD Act. On February 22, consumers will have a new set of financial protections in place. However, in order to maximize the provisions of the Act, consumers need to take action. Read more...

5 Ways to Get a Private Student Loan

Students who assume that they'll have legions of lenders vying for their business may have another thing coming this fall. According to the student finance Web site FinAid.org, since August of 2007, some 200 lenders have exited or suspended their student loan programs, significantly raising the competition for those seeking nonfederal education funding. Thankfully, you don't have to sit on the sidelines and watch your loan buzz by. Take these steps to increase your private student loan eligibility. Read more...

To Do's This Winter: Be Safe, Be Healthy, Save Money

This winter seems to be a particularly cold one for a lot of the country, and you might feel like just wrapping yourself in a blanket and going into hibernation. Before you do, here are a few tips from the Federal Citizen Information Center, the Centers for Disease Control and Prevention, the Public-Private Fire Safety Council and the U.S. Department of Energy to help you save money on heating, use alternative ways to heat your home, and stay healthy this season:

  • Winterproofing – Do you know how to check your heating ducts for costly leaks? Or that you can make fireplace logs out of old newspapers? Make sure you’re keeping warm with these quick tips and this energy saving guide.
  • Tax breaks? Weatherizing your home might make you eligible for tax credits, free financial assistance and other incentives from the government.
  • Avoiding the tow truck – Keep your car performing great with these winter car maintenance ideas, like keeping your tank full as often as possible in the winter to help keep your fuel line from freezing.
  • Winter warnings – Learn how to handle extreme weather conditions before, during and after a storm, including how to safely wait out a long storm in your home or trapped in your car.
  • Keeping healthy – Find out the latest on colds and the flu, and learn what to do if you think you might be experiencing the symptoms of Seasonal Affective Disorder (SAD), including extended depression, lingering lethargy, appetite changes and weight gain.
  • Other ways to stay warm – Learn how to stay safe while heating your homewith fireplaces, space heaters and wood-burning stoves.

Whether you’re going to spend this chilly season inside or out, enjoy a safer and healthy winter with this help from the Federal Citizen Information Center.


Free Tax Help Available Nationwide

Nearly 12,000 free tax preparation sites will be open nationwide this year as the Internal Revenue Service continues to expand its partnerships with nonprofit and community organizations performing vital tax preparation services for low-income and elderly taxpayers. The IRS Volunteer Income Tax Assistance (VITA) Program offers free tax help to people who earn less than $49,000. The Tax Counseling for the Elderly (TCE) Program offers free tax help to taxpayers who are 60 and older. Read more...

Credit Card Statements Will Have a new Look in February

The Credit Card Accountability Responsibility and Disclosure Act of 2009, commonly known as the CARD Act, has been signed into law and the Board of Governors of the Federal Reserve System has issued a final rule elaborating on some of the CARD Act’s requirements. Even though the implementation deadline for certain CARD Act requirements is not until February 22, 2010, many credit card issuers already have several elements of their CARD Act compliance plan in place. For instance, consumers can expect their February credit card statements to have a new look. Read more...

FHA to Provide Early Relief to Struggling Homeowners

Homeowners with FHA-insured mortgage loans who are experiencing financial hardship are now eligible for loss mitigation assistance before they fall behind on their mortgage payments. Previously, these homeowners were not eligible for such assistance until after they had missed payments. Read more...

Haiti Relief Update: Deduct Donations on Your 2009 Tax Return

As if the photos and videos of earthquake-torn Haiti weren't enough incentive to donate generously to relief efforts, the U.S. Congress is offering Americans another one: A tax deduction on their 2009 returns. The Senate approved a bill passed yesterday in the House that would allow taxpayers to deduct charitable donations made after January 11 and before March 1, 2010 on their 2009 tax returns. (They can also can opt to deduct the donations from their 2010 return instead.) Read more...

Federal Reserve Approves Final Rules to Protect Credit Card users From a Number of Costly Practices

The Federal Reserve Board approved a final rule amending Regulation Z (Truth in Lending) to protect consumers who use credit cards from a number of costly practices. Credit card issuers must comply with most aspects of the rule beginning on February 22. This rule marks an important milestone in the Federal Reserve's efforts to ensure that consumers who rely on credit cards are treated fairly. The rule bans several harmful practices and requires greater transparency in the disclosure of the terms and conditions of credit card accounts. Read more...

Brutal Winter Weather Could Produce Soaring Heating Bills

As a fast-moving winter storm produces bitter, gusting Arctic air blasts and snow in portions of the Midwest, South, and East this week, consumers could get an unwelcome surprise when they open their winter home energy bills. Heating accounts for 31 percent of the typical home’s energy costs, notes the Alliance to Save Energy which suggests a number of helpful winter energy efficiency tips to bring heating and related energy costs and use down while maintaining home comfort. Read more...

2009 Tax Law Changes Provide Saving Opportunities for Nearly Everyone

In 2009, numerous new and expanded deductions and credits came into being for a broad cross-section of taxpayers: College tax benefits for parents and students; energy credits for homeowners who are going green; and even tax breaks for home buyers and car buyers. Read more...

Maximize Your Insurance Dollars in 2010; Avoid the Five Biggest Insurance Mistakes

As the new year begins many consumers will be making resolutions, including about saving money. There are several ways to save money on insurance, but consumers should be careful about the ways in which they cut their insurance costs. Read more...

The Latest Credit-Card Tricks

Sweeping 2009 reforms take aim at the industry's most abusive practices, including abrupt interest rate changes and late-payment fees. But credit-card companies keep coming up with new ways to charge customers. Read more...

Social Security Sending Corrected Benefit Notices

The Social Security Administration earlier this month mailed notices that contained incorrect January 2010 payment dates. These erroneous notices went to about 6 million beneficiaries who receive their payments on either the second, third, or fourth Wednesday of each month, and are part of the annual benefit notices that go to 52 million Social Security beneficiaries. In the notice the payment date is incorrectly shown as one week before what the actual date of payment will be. The other information in the notice, including the payment amount, is correct. Social Security is sending a letter explaining the error to beneficiaries who received the incorrect one as soon as possible. Read more...

IRS Reminds Car Shoppers about 2009 Tax Break

The IRS reminds individual taxpayers who are considering buying a new car that they have until Dec. 31 to take advantage of a tax break that may not be around in 2010. Taxpayers who buy a qualifying new motor vehicle this year after Feb. 16 can deduct the state or local sales or excise taxes they paid on the first $49,500 of the purchase price. Qualifying motor vehicles include new passenger automobiles, light trucks, motorcycles, and motor homes. Read more...

IRS Offers Tips for Year-End Donations

Individuals and businesses making contributions to charity should keep in mind several important tax law provisions that have taken effect in recent years. Read more...

FHA and Ginnie Mae Take Action Against Lend America

The Federal Housing Administration (FHA) withdrew the FHA approval of Ideal Mortgage Bankers, doing business as Lend America and Lending Key ("Ideal"). The action is effective immediately and prevents Ideal from originating and underwriting new FHA-insured mortgages or from participating in the FHA single family insurance program. In addition, the Government National Mortgage Association (Ginnie Mae) defaulted Lend America. Effective immediately, Lend America will no longer be able to issue Ginnie Mae securities. Read more...

Putting Santa on a Budget: Here are Six Ways to Keep Holiday Spending on Your Kids Under Control

The economy has improved somewhat since last year’s holiday season. But consumers are still hunting for bargains and parents still want to cut back on their children’s wish lists and expectations. Here’s some advice on how to put Santa on a budget. Read more...

IRS Announces 2010 Standard Mileage Rates

The Internal Revenue Service issued the 2010 optional standard mileage rates used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.Beginning on Jan. 1, 2010, the standard mileage rates for the use of a car (also vans, pickups or panel trucks) will be: * 50 cents per mile for business miles driven * 16.5 cents per mile driven for medical or moving purposes * 14 cents per mile driven in service of charitable organizations The new rates for business, medical and moving purposes are slightly lower than last year’s. The mileage rates for 2010 reflect generally lower transportation costs compared to a year ago. Read more...

Should You Get a Credit Union Credit Card?

In an environment of rising bank card fees and rates, a credit card from a credit union can make a better choice than a bank-issued card. Credit unions are nonprofit financial cooperatives owned by their members, and usually offer more reasonable rates and fees on their credit cards than banks. Read on to find out the pros and cons to getting a credit card from a credit union. Read more...

BBB Provides Consumers Six Ways to Save Money this Holiday Season

As the nation collectively tightens its belt this winter, many families are looking for ways to save money without sacrificing any of their holiday cheer. Better Business Bureau is providing advice on how consumers can cut down on spending and reduce household costs in their everyday lives without compromising the fun of the holiday season. Read more...

Your Online Shopping Check List

Buying online this year? Here are seven tips to make the experience a happy one. This list includes: Know the seller, read the return policy, and use a credit card to name a few. Read more...

Considering a Layaway Purchase?

Last year at this time, Sears and Kmart helped consumers rediscover the old- fashioned concept of the layaway purchase, in which shoppers make periodic payments to a special account to save up for big-ticket goods and take them home only after they’re paid for in full. With so many Americans still struggling financially and reeling under credit-card debt -- our recent holiday poll reveals that an estimated 13.5 million consumers are carrying debt leftover from last Christmas - layaway is likely to be an even more attractive alternative to pay for gifts this holiday season.

Five Questions to Ask Before Donating to a Charity

Most charities rely heavily on the goodwill of individual donors during the holiday season to fund their activities throughout the coming year. Last year, charity contributions totaled $307.65 billion: 75 percent of this total came from individuals, according to the Giving USA Foundation. BBB Wise Giving Alliance advises donors to research a charity prior to giving and provides five questions to ask when vetting where to contribute this holiday season.

Make Money From Home with Google? Not so Fast, Warns BBB

Better Business Bureau has received more than 1,500 complaints about several dozen Web sites that are trading on the Google name to scam people who want to learn about making money from home. Because the sites often use the Google name and prominently display its iconic logo, consumers often assume they are getting a job with Google when in fact they were getting taken in by yet another work-at-home scheme.

Expanded Recovery Act Tax Credits Help Homeowners Winterize Their Homes, Save Energy; Check Tax Credit Certification Before You Buy

People can now weatherize their homes and be rewarded for their efforts. According to the IRS, homeowners making energy-saving improvements this fall can cut their winter heating bills and lower their 2009 tax bill as well.

Cutting Home Heating Bills Down to Size

Whether you use oil, natural gas, or electricity, there are many ways to ensure that you stay warm at home this winter without heating the great outdoors. A Federal Trade Commission consumer alert Weathering the High Cost of Heating Your Home tells you how to select energy- efficient home appliances, spot problems that waste fuel, shop for the best price on fuel, and avoid bogus energy- saving products and services.

Concerned About Uninsured Drivers? There Are Ways to Protect Yourself

One driver out of every seven in the U.S. is believed to have no auto insurance and that has broad repercussions for the 86 percent of drivers who do. Most people don’t think about the uninsured or underinsured motorist coverage portion of their auto insurance policy until they are the victim of a hit and run accident, or are involved in a crash with a driver who either does not have auto insurance or has very minimal insurance. Uninsured motorist (UM) coverage will reimburse you, a member of your family, or a designated driver for bodily injuries caused by a hit-and-run driver or an uninsured motorist. Underinsured motorist (UIM) coverage comes into play when an at-fault driver has insufficient insurance to pay for your total loss. UIM coverage will also protect you if you are hit by a car as a pedestrian

2010 Fuel Economy Guide - Save Money While Reducing Greenhouse Gas Emissions

The U.S. Environmental Protection Agency and the Department of Energy unveiled the 2010 Fuel Economy Guide, which gives consumers important information about estimated fuel costs and mileage standards for model year 2010 vehicles. Fuel-efficient models come in all types and sizes, so consumers can save thousands of dollars over a vehicle’s lifetime without sacrificing performance. Model year 2010 fuel economy leaders include a wide range of hybrid models, from compact cars to sport-utility vehicles.

Get the Right Protection for Your Home

Homeowners insurance is one of those financial facts of life that just kind of happens to you. When you buy a home, the mortgage lender will insist on insurance coverage, so you get an agent's name, call and buy a policy. Odds are the premiums are even paid from the same lender-controlled escrow account that pays your property tax. Out of sight, out of mind. You don't give homeowners insurance much thought -- unless you try to file a claim and get into a squabble with the company. The danger here is that insuring your home year after year becomes so routine that you might fall prey to potentially costly errors. To make sure you have the right protection for your property, review the basic aspects of homeowners policies described in this article.

Five Buyer Mistakes in a Short Sale

With hundreds of thousands of homes in foreclosure or on short sale lists, there's never been a better time to score a sweet deal. But discount-priced foreclosures and short sales can come with a raft of expensive problems. Although they have to sell, you don't have to buy. Know what you're getting into before you buy a short sale or foreclosure property and be mindful of these five common mistakes listed in this article.

Trashing Old Credit Cards? Be Careful

In a world of escalating identity theft, one man's trash is another man's excuse to help himself to a new line of credit. Making a few halfhearted snips with the scissors to your old credit cards just won't cut it anymore. Dumpster divers intent on looking for account numbers do not need much. Experts say even shredded cards can be pieced together by an earnest thief. Much of the identity theft that touched nearly 10 million Americans last year could have been prevented with a few simple measures taking less than a minute. Here are six tips for doing it right.


Nine Key Estate-Planning Tools

You're ready to tackle estate planning, but you're not sure what "equipment" you need. Here are nine essential estate-planning tools, along with details about what they do and why you need them.

Six Smart Credit Card Moves Now

The first phase of the Credit Card Accountability Responsibility and Disclosure Act went into effect Aug. 20. Prior to that, opponents warned for months about the consequences of the law for U.S. cardholders. The restrictions on interest rate hikes and other rules would result in higher rates for all, lower limits and more fees, among other negative changes. Bankrate explains how you can weather the storm of changes as issuers work to offset loss rates and prepare for the bulk of provisions that go into effect in February.

Seven Signs You’re At-Risk for Identity Theft

Street smarts alone may not protect you from every identity theft trap; this stuff can happen to anybody! What follows are seven signs that you may be at-risk. These include: Carrying your social security number in your wallet, using an easy-to-remember password or the same username and password for multiple Websites, and paying credit cards automatically and rarely review my monthly statements.

Seven Tips for Saving on Apartment Living

Utilize these inside tips to have a pleasurable rental experience and spare huge headaches. Some tips include: Make a spreadsheet to compare community amenities, know the specials going on, and make a date with your apartment manager.

Are There Any Disasters My Property Insurance Won't Cover?

Yes. Floods, earthquakes and acts of terrorism are generally not covered. Learn how you can protect your property from these disasters.

First-Time Homebuyer Credit Provides Tax Benefits to 1.4 Million Families to Date

With the deadline quickly approaching, the IRS reminds potential homebuyers they must complete their first-time home purchases before Dec. 1 to qualify for the special first-time homebuyer credit.

Plan B: 11 'Fallback' Careers

Millions of Americans are jobless, and millions more fear they may soon join the ranks of the unemployed as well. Even workers who already have jobs may consider getting evening or weekend training and certification to prepare themselves for these "fallback careers" or "survival jobs".These certificate programs at trade schools and community colleges may not always lead to the most lucrative careers, but they do offer alternatives and job options for those who have little time for retraining. Here are 11 in-demand jobs that require no more than a year of training.

If You’re Off to College, Learn to Keep Your Credit Card in Your Wallet: Tips for Managing Your Money

In the midst of the worst economic times in years, many of today’s college students are turning to credit cards to finance their college education, using them for everything from everyday necessities to books and tuition. But now more than ever students need to resist the temptation to use their credit cards to make up for the lack of cash in their wallets.

Behind on Car Payments? BBB Advice on How to Avoid the Repo Man

As the economic slump continues, many people are struggling to make ends meet, and unfortunately, vehicle repossessions are now on the rise. Having a car repossessed hinders more than just a car owner’s mobility; it has a severe impact on credit scores, thereby limiting the ability to get loans or credit cards for up to seven years. Better Business Bureau advises troubled car owners on how to avoid losing their vehicle and their creditworthiness.

Educate Yourself Before Buying Extended Warranty

Manufacturers and retailers often suggest that paying extra for an extended warranty is buying peace of mind. But many consumer experts and shoppers say that's certainly not always the case. Read on for four things to remember about extended warranties and service contracts.

Five Facts about the Home Office Deduction

With technology making it easier than ever for people to operate a business out of their house, many taxpayers may be able to take a home office deduction when filing their 2009 federal tax return next year.

Five Tips for Dealing with a Home Equity Line Freeze or Reduction

Homeowners in all regions of the United States are seeing their home equity lines of credit (HELOCs) frozen or reduced and wondering what they can do about it. The Federal Reserve's latest "5 Tips" guide explains consumers' rights and lenders' responsibilities when credit lines are reduced and provides information for those seeking to have a credit line reinstated.

Understanding Your Brokerage Account Statements

Ever wonder why you get so much mail regarding your investments? Need help deciphering it all? This brochure lays out the basics of brokerage account statements and explains them in easy-to- understand language

Social Security: Little-Known Strategies Could Boost Your Bottom Line

With the economy in a tailspin and people having to work longer to make ends meet, it’s more important than ever to think through just how and when you claim Social Security benefits. You may be able to boost the amount you receive each month by employing two little-known strategies, described here. The claim and suspend and claim now, claim more later have been around since the Senior Citizens Freedom to Work Act of 2000 and were passed to encourage people to continue working beyond their retirement age.

Investor Alerts & Tips on Avoiding Ponzi Schemes

The Ponzi scheme is a house-of-cards swindle in which high returns are paid to initial investors out of the funds of later investors, who end up losing all or most of their money to the promoter. Fueled by the often bewildering variety of new investment opportunities, the renaissance of the Ponzi scheme has ranged from well-known national cases to local cases. Learn more about the origins of the Ponzi Scheme, behind the return of the Ponzi Scheme, and avoiding Ponzi Schemes.

Ten Tips to Trim Car Costs

With gas prices zooming up and down like a roller coaster and financial cutbacks continuing, many drivers are looking for ways to save.

Top Seven Tips for Taxpayers Starting a New Business

Anyone starting a new business this summer should be aware of their federal tax responsibilities.

Tax Benefits for Job Seekers

Many taxpayers spend time during the summer months polishing their résumé and attending career fairs. If you are searching for a job this summer, you may be able to deduct some of your expenses on your tax return.

Tune-up Your Finances

Whether, financial markets are up or down, one thing is certain -- they're never sitting still. Investors who fail to keep their portfolio maintained risk getting stuck with a rusty bucket of stock, bonds and cash that won't perform the way you want it to. The solution: proper, regular tune ups.

When Is Your Check Not a Check?

Suppose you’re at a store making a purchase and decide to pay by check—at least, that’s what you believe you’re doing. The clerk asks you for a check that is completely filled out, partially filled out, or even blank. The clerk then runs the check through a machine and hands the voided check back to you with your receipt.

U.S. Education Department Announces Relief for Federal Student Loan Borrowers

Starting July 1, a new repayment option is available that makes monthly payments more affordable for Americans with heavy federal student loan burdens. The new Income-Based Repayment (IBR) plan protects borrowers by linking payments to income and family size.

BBB Warns Against Three Common Check Scams

Experts estimate that billions of dollars have been lost as the result of fake check scams. Scams involving fake checks come in many different forms and can be very hard to identify as the printing technology used by scammers improves.

Building Blocks for Successful Investing

Investing sounds intimidating, but a little knowledge can go a long way. If you're building a portfolio for the first time, set up a strong foundation with some common types of investments.

What to do When You Can't Pay a Student Loan

The jobless economy is taking a toll on a growing number of college grads who are behind on their student loans. Nearly 7 percent of student loans for fiscal year 2007 are expected to default, involving more than 231,000 borrowers, according to the U.S. Department of Education.

10 Ways to Rate Your Financial Adviser

Earlier this year, the stock market fell to a 12-year low, losing 54 percent of its peak value and taking a vast chunk of ordinary Americans' wealth with it. In the wake of such big losses, many investors are looking for someone to hold accountable. That has placed financial advisers under the microscope.

Don’t Let Summer Fuel Costs Strain Your Budget

With summer on the way, hotter days and vacation road trips are coming up fast. Because the costs of cooling your home and filling up your car can add up, the Federal Trade Commission is offering tips to save you money.

Good Credit Score Not Good Enough Anymore

With historically low rates, many homeowners are watching closely for the right time to refinance their mortgages. Those with good credit may well recall being showered with praise by a mortgage broker during the initial purchase for that solid credit score.That was then. This is now.

FDA Press Releases Source: Food and Drug Administration (FDA)

FDA Warns Consumers of Serious Harm from Drinking Miracle Mineral Solution (MMS)

The U.S. Food and Drug Administration is warning consumers not to take Miracle Mineral Solution, an oral liquid also known as “Miracle Mineral Supplement” or “MMS.” The product, when used as directed, produces an industrial bleach that can cause serious harm to health.

FDA Approves Vaccines for the 2010-2011 Influenza Season

The U.S. Food and Drug Administration announced today that it has approved vaccines for the 2010-2011 influenza season in the United States.

FDA Advisory: Avoid Unintentional Exposure of Children and Pets to Evamist

The U.S. Food and Drug Administration is warning that inadvertent exposure to Evamist through skin contact with patients using this product has the potential for adverse effects in children and pets.

FDA Statement on the Reopening of Some La. State Waters to Commercial Fishing

STATEMENT BY MARGARET A. HAMBURG, COMMISSIONER OF FOOD AND DRUGS, ON THE REOPENING OF SOME LOUISIANA STATE WATERS TO COMMERCIAL FISHING (HR)

FDA Approves Drug for Chronic Drooling in Children

The U.S. Food and Drug Administration today approved Cuvposa (glycopyrrolate) Oral Solution to treat chronic severe drooling caused by neurologic disorders in children ages 3 years to 16 years.

New Early Detection System Helps FDA Identify More than 100 Food Safety Problems in First 7 Months

More than 100 food safety reports were submitted by industry to the U.S. Food and Drug Administration’s new electronic portal in its first months of operation, the agency said today.

Federal Agents Seize FastSize Extenders and FastSize EQM Erectile Quality Monitors

At the request of the U.S. Food and Drug Administration, U.S. Marshals today seized $346,954.43 worth of FastSize Extender devices and FastSize EQM Erectile Quality Monitor devices, as well as component parts used in the manufacture of the FastSize Extender. The FastSize Extender and the FastSize EQM Erectile Quality Monitor are manufactured and distributed by FastSize, LLC of Aliso Viejo, Calif.

Pennsylvania Dairy Farm Agrees to Stop Improper Medication

Owners agree to keep illegal drug residues out of animals sold for human consumption A Pennsylvania dairy farm has agreed to abide by federal regulations that protect meat from illegal drug residues caused by the unapproved medication of cattle before slaughter, as part of a consent decree of permanent injunction obtained by the U.S. Food and Drug Administration.

Former CEO of Seafood Importing Corporation Sentenced to Federal Prison for Importing Falsely Labeled Fish

Former CEO of Seafood Importing Corporation Sentenced to Federal Prison for Importing Falsely Labeled Fish

FDA Approves First Generic Enoxaparin Sodium Injection

The U.S. Food and Drug Administration today approved the first generic version of Lovenox (enoxaparin sodium injection), an anti-coagulant drug used to prevent deep vein thrombosis (DVT), a potentially deadly blood clotting condition.

Federal Government Seizes Cyanide Antidote Kits from California Company

At the request of the U.S. Food and Drug Administration, U.S. Marshals today seized $39,000 worth of products labeled as cyanide antidote kits from Keystone Pharmaceuticals in Laguna Hills, California. The seizure warrant was issued by the U.S. District Court for the Central District of California.

FDA and Other Federal Agencies Collaborate to Improve Chemical Screening

WASHINGTON - The U.S. Environmental Protection Agency (EPA), the National Institute of Environmental Health Sciences National Toxicology Program (NTP) and the National Institute of Health Chemical Genomics Center (NCGC) welcome the U.S. Food and Drug Administration (FDA) to the Tox21 collaboration. The Tox21 collaboration merges federal agency resources (research, funding and testing tools) to develop ways to more effectively predict how chemicals will affect human health and the environment. The collaboration was established in 2008 to develop models that will be able to better predict how chemicals will affect humans. FDA will provide additional expertise and chemical safety information to improve current chemical testing methods.

FDA Warns Consumers, Pharmacists, and Wholesalers Not to Use Stolen Advair Diskus Inhalers

The FDA is warning the public that certain Advair Diskus inhalers stolen from a distribution warehouse in 2009 have been found in some pharmacies. The safety and effectiveness of the stolen inhalers cannot be assured and they should not be used.

FDA Issues Requirements for Baxter Healthcare Infusion Pump Recall

The U.S. Food and Drug Administration today required Baxter Healthcare Corp. to take specific steps to carry out the April 2010 recall of all Colleague Volumetric Infusion Pumps (CVIP) and to provide customers with a refund, a replacement pump, or lease termination.

New Jersey Woman Sentenced for Committing Insurance Fraud and Selling Prescription Fertility Drugs via the Internet

New Jersey Woman Sentenced for Committing Insurance Fraud and Selling Prescription Fertility Drugs via the Internet

Federal Agents Seize Bee-Shield Hand Sanitizer from Puerto Rican Company

At the request of the U.S. Food and Drug Administration, on Thursday, July 8, U.S. Marshals seized $230,000 worth of hand sanitizing gel made by Puerto Rico Beverage Inc. of Maunabo and distributed by Lord Pharmaceutical, LLC, doing business as Bee International Distributors. The hand sanitizer is distributed only in Puerto Rico.

FDA: New Final Rule to Ensure Egg Safety, Reduce Salmonella Illnesses Goes Into Effect

The U.S. Food and Drug Administration says that as many as 79,000 illnesses and 30 deaths due to consumption of eggs contaminated with the bacterium Salmonella Enteritidis may be avoided each year with new food safety requirements for large-scale egg producers.

FDA Public Health Alert: Que She Weight Loss Capsules Contain Potentially Harmful Ingredients

The U.S. Food and Drug Administration today warned that Que She, marketed as an herbal weight loss supplement, contains active pharmaceutical ingredients not listed on the product label that could harm consumers, especially those with cardiovascular conditions.

FDA Warns of Risks with Unapproved Use of Malaria Drug Qualaquin

The U.S. Food and Drug Administration today warned that the unapproved use of the malaria drug Qualaquin (quinine sulfate) to treat night time leg cramps has resulted in serious side effects and prompted the manufacturer to develop a risk management plan aimed at educating health care professionals and patients about the potential risks.

FDA Seeks Public Comment on New Federal Menu Labeling Requirements

The U.S. Food and Drug Administration today announced that it is inviting the public to submit comments and information to help the agency implement a new federal law that requires the posting of calorie content and other nutrition information on menu items at certain chain restaurants and similar retail food operations and vending machines.

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